Financial disclaimer & editorial policy

Not advice, no relationship

Nothing on compoundcoast is investment, tax, or legal advice, an endorsement of any security or strategy, or a solicitation to buy or sell anything. The site is not your adviser and owes you no fiduciary duty. It is a set of educational calculators. Decisions about your own money should be made with a qualified professional who knows your full situation.

Estimates are ranges, not promises

Every output is a projection built from your inputs and third-party data as of stated dates. Results are presented as ranges — a low, a median, and a high — precisely because the future is uncertain. A range is a description of that uncertainty; it is not a guarantee that any particular outcome will occur.

As-of dating and sources

Each data field carries a source and an as-of date, shown on the tool. Year-dependent figures — tax brackets, contribution limits, ACA parameters, cost-of-living adjustments — carry an expiry, and the build fails when they go stale rather than presenting outdated numbers. Where law is unsettled, the affected inputs are flagged rather than treated as final.

Editorial standard

• Open formulas. The math is printed on the page; there is no black box.
• Primary sources. Figures come from original sources (IRS, SSA, BLS, Shiller, the French Data Library, FRED, HHS), not from memory or secondary aggregators.
• Tested. Each calculator is checked against hand-computed values or a published standard.
• Neutral. The site is ad-supported and does not steer you toward any product; see about.

Corrections

When a material error is confirmed, it is corrected promptly and the page's last-reviewed date is updated; substantive changes are noted with a date. Report an error to hello@compoundcoast.com. The reviewer standard for the retirement-drawdown tool is on the reviewed-by page.